Making $0-Down Bankruptcy Work For Attorneys and Clients

Questions About Payments?

Please Call 800-610-1599

Grow Your
  • Differentiate your firm with easy payment terms

  • Overcome your clients' financial objections

  • Make bankruptcy affordable for all clients

Energize Your
Cash Flow
  • Get paid now and still offer terms to your clients

  • Instant working capital to grow your business

  • Fast, twice-weekly funding

 Be An Attorney,
Not A Bill Collector 
  • Spend your time doing what you do best

  • Save time and money by outsourcing collections

  • Your clients will love your easy payment platform

Be Your
Client's Hero
  • Get them a fresh start now

  • Help them rebuild their credit

  • Make it all affordable and easy





Energize your cash flow with a generous line of credit that can be drawn as needed



Focus on productive legal work and let us manage your clients' payments so you can eliminate overhead and time drain



Help your clients rebuild their credit - we report on-time payments positively to the credit bureaus​



Stay on top of compliance issues with our industry best- practices and commitment to being the thought leader for $0-down bankruptcy


Paper Chase: Court Approves Meticulously Disclosed Bifurcation of Chapter 7 Engagement
by Chris Hawkins
Article Featured in "Best of ABI 2019"
An article written by Fresh Start Funding's Daniel E. Garrison, Esq. has been selected for inclusion in this year's Best of ABI 2019: The Year in Consumer Bankruptcy.
There's No Such Thing as Too Much Information: Disclosure of Bifurcation and Financing in Chapter 7 Cases 
by Daniel E. Garrison, Esq.


We started Fresh Start Funding with the goal of making the “fresh start” of bankruptcy affordable and accessible to everyone


We do this by providing attorneys with financing and collection management services so that they can file bankruptcies for their clients right away, and allow the clients to pay post-petition through low weekly or monthly payments. 



Our program is designed to help attorneys increase their filings and help more people.
If you think it sounds too good to be true, don’t take our word for it. We have hundreds of law firms throughout the country using our program, and here’s what they have to say…



Can attorneys really collect their fees post-petition in a consumer Chapter 7 case?

Yes! The keys are full disclosure and informed consent. We provide best-practice recommendations and suggested provisions for your fee agreement and Rule 2016 disclosure. Contact us for more details!

How do I collect fees after I file a client’s bankruptcy without violating the automatic stay?

When you have a separate contract for your post-petition services, you can be paid with your clients’ post-petition earnings or exempt assets. Collecting for post-petition services does not violate the automatic stay when you use a separate, post-petition contract.

How do I get approved?

Approval is easy. There are no personal credit checks, and our application process is simple and quick!

Is it expensive?

Our clients agree that the value of our services greatly exceeds the cost. We’re not just providing financing: we handle all of the payment collection, payment processing, credit reporting and provide attorney education and support on top of that. We’ll be happy to explain the value proposition when we speak with you.

My State Bar disapproves of factoring.  Do you factor contracts?

No! We recognize that factoring creates ethical problems in many states. We provide a real loan structured as a line of credit, but still handle all aspects of collection for you so that you can focus on being an attorney.

Am I bound to finance all my contracts or can I finance just some?

Some attorneys finance all their cases, and some finance a select few. It’s up to you!

How do financing and bifurcation help clients and the courts?

Everyone benefits from this process because it provides consumers with more options and allows more of them to file a bankruptcy with an attorney. Consumers with attorneys are much more likely to get a discharge, and are far less of a burden on the courts and their personnel than pro se filers. Making the Fresh Start affordable and accessible helps everyone!

Can you share the case law supporting this?

Yes! Please click this link to receive a case law summary.

What disclosures must I make to my clients and the Court?

You must make complete disclosure to your client in the fee agreements and obtain their informed consent. The court disclosures are made in your Fee Disclosure and Schedule J. Contact us for details!



Learn How We Can Help Both

You And Your Clients!


1805 N Scottsdale Rd, Suite 100

Tempe, AZ  85281

Tel:  (800) 915-6545

Questions about payments? Please call 800-610-1599

Please complete this form if you would like us to reach out to you!

© 2020 Fresh Start Funding 

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